HOME AND CONTENTS
There are generally two levels of Home and Contents Insurance cover available:
Defined Events Cover …
These policies are generally cheaper (as they provide less cover).
The cover is usually restricted to the insured situation and covers for certain events.
Accidental Loss or Damage Cover …
This cover provides all of the cover in the defined events policy plus cover for items for accidental loss or damage within Australia.
This cover will generally provide an automatic cover for items taken away from the premises.